Quote:
Originally Posted by trollface
It makes perfect sense to me? The driver crashes cars, cars don't crash by themselves. Why would a driving history follow a lump of metal? As long as it's not your fault, you have no problems.
If your house catches on fire every 5 months, your home premiums would go up, too. How is that crazy?
Making $15-$18 has zero to do with the probability of someone wrecking a car. Surely you're not suggesting basing premiums on income lol.
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Yeah if anything people driving for a living should be extra diligent in being good drivers, since their livelihoods depend on it.
Although I don't like the house insurance example. You're right your premiums will go up on repeated claims, but they can happen with zero fault on the homeowner's part (IE theft, vandalism etc).
With driving it's a lot more straightforward. You fuck up behind the wheel, it's your fault and you pay.