[TouringTeg]

Originally Posted by Jmac

ICBC complicates it sometimes, though.

Example: when I was in school back in like 2000/2001, my dad was driving my car to work because his truck was in the shop and I don’t think I had school that day. He hit a patch of black ice at the bottom of a hill and hit a pole. The car, being a cheap POS (Suzuki Forsa) was a write off despite minimal damage as it was only worth like $1k. The vehicle was insured in my dad’s name, registered in my dad’s name, and I was listed as the primary driver.

The hit went on my dad’s insurance initially (which had zero effect because he was at like -20 or whatever), but like 13-14 years later, when I went to put insurance on a new car, they put it on my insurance. I guess it somehow didn’t get transferred onto my dad’s insurance when he bought a new truck several years prior and was “floating” as the ICBC rep put it, so it went onto mine.

What a fucking pain in the ass it was dealing with ICBC on that shit.

I had a similar issue with a hanging claim.

Two drivers on insurance for a vehicle that had an at fault accident. The claim attached to my dad's plate and insurance until years later when he sold the car and plates were turned in. The next person to do insurance had the claim attach to them which was me. I had one plate with max discount and another at 25%. I sold the car and turned in the plate with 25% and again it was hanging. My dad was next to purchase a car and it attached back to him and his plate.