[Great68]

Originally Posted by Jmac

ICBC complicates it sometimes, though.

Example: when I was in school back in like 2000/2001, my dad was driving my car to work because his truck was in the shop and I don’t think I had school that day. He hit a patch of black ice at the bottom of a hill and hit a pole. The car, being a cheap POS (Suzuki Forsa) was a write off despite minimal damage as it was only worth like $1k. The vehicle was insured in my dad’s name, registered in my dad’s name, and I was listed as the primary driver.

The hit went on my dad’s insurance initially (which had zero effect because he was at like -20 or whatever), but like 13-14 years later, when I went to put insurance on a new car, they put it on my insurance. I guess it somehow didn’t get transferred onto my dad’s insurance when he bought a new truck several years prior and was “floating” as the ICBC rep put it, so it went onto mine.

What a fucking pain in the ass it was dealing with ICBC on that shit.

Aren't situations like that what the new system is supposed to better solve?