Quote:
Originally Posted by underscore
If they're all worse than ICBC why do people think if we went full private they'd save any money? If what you guys experienced is the norm full private would have all our rates go up even more.
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I find that those who cry the loudest (to have private auto insurance in BC) are usually people who have either come from another province with private insurance, or knows someone in another province with private insurance. Or maybe they are only working on the assumption that private insurance will make things cheaper.
IMO, there are 2 inherent "problems" in BC that makes our auto insurance more expensive than those in other provinces:
1) We have a lot of shxtty drivers in BC, more so than other provinces. That is to say, compared to other provinces, we have a higher percentage of shxtty drivers who are more prone to crashing.
2) Compared to other provinces, we have a higher percentage of more expensive vehicles that run around on the street -- think Richmond and UBC.
And they are far more expensive to repair after a collision.
Until we can properly deal with these 2 problems, we are always going to have expensive auto insurance.