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Originally Posted by Traum
I find that those who cry the loudest (to have private auto insurance in BC) are usually people who have either come from another province with private insurance, or knows someone in another province with private insurance. Or maybe they are only working on the assumption that private insurance will make things cheaper.
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I think they hear about the one guy who gets a great rate (but probably has garbage coverage) and haven't heard all the horror stories. I mean they're free to get it here for most of their coverage but don't even check.
Quote:
Originally Posted by Traum
IMO, there are 2 inherent "problems" in BC that makes our auto insurance more expensive than those in other provinces:
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I'm curious how the provinces compare for identical coverage. From an actual study and not the terribly fudged numbers IBC put out that everyone quotes and is all I can find. BC is also apparently the only province with a fund for hit and runs, everywhere else you're SOL. BC is probably also the only place that had the gov't swipe $1B from it 5 years ago.
Quote:
Originally Posted by Traum
1) We have a lot of shxtty drivers in BC, more so than other provinces. That is to say, compared to other provinces, we have a higher percentage of shxtty drivers who are more prone to crashing.
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The lower mainland sure seems to. My parents hadn't had a claim in ages but 4 years in Coquitlam and my dads car has been rearended twice, hit and run once, and had the window smashed once.