|
Problem is there is no way for them to keep track of how much road time you have to "practice". Some ppl drive 5k a year, some drive 40k.
They can only go by time elapsed without accidents, which makes perfect sense if you try to wrap your head around how you're going to keep track on actual seat time of all drivers. Pretty much all insurance works like that. Boat insurance is not calculated by how much you spend on the water, house insurance is not calculated by how much you like to fire up your Geroge Foreman grill next to the Xmas tree.
Those are factors that are nearly impossible to measure.
|