Quote:
Originally Posted by 68style
^ they could, at the very least, track how long you’ve actually insured a vehicle for
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Insured doesn't mean you drive it though. Someone that drives 4k a year is way less prone to an accident just via less exposure as opposed to the salesman that drives 40k. Yet on paper, they will get the same discounts.
Insuring without driving to get discounts, is the exact same as not insuring and getting the same discounts. The net product is the same. ICBC is no way of know if you drive 4k a year or 40k a year.
In theory, the person that drives 40k a year without a claim is a better/safer driver than one that drives only 4k a year. But there is no way for ICBC is figure out which is which so they can only go by how long you've gone without a claim.
I see what you're getting at but man, when you see those ultra-low milage grocery getters for sale, you know there are ppl driving like 20km a week.