how can someone who's never insured get max discount/deemed low risk? not complaining since I didn't mind it at all but the system is broken
what about evo/car2go? do claims follow the driver?
Quote:
Originally Posted by trollface
Insuring without driving to get discounts, is the exact same as not insuring and getting the same discounts. The net product is the same. ICBC is no way of know if you drive 4k a year or 40k a year.
In theory, the person that drives 40k a year without a claim is a better/safer driver than one that drives only 4k a year. But there is no way for ICBC is figure out which is which so they can only go by how long you've gone without a claim.
I see what you're getting at but man, when you see those ultra-low milage grocery getters for sale, you know there are ppl driving like 20km a week.
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