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Old 09-28-2019, 01:10 AM   #443
BIC_BAWS
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Quote:
Originally Posted by welfare View Post
What's the definition of new driver? Is it below a particular number of years insured? Or is it simply having the N sign?

The definition as to where I calculated a DF for a new driver coming to a 17% surcharge over base rate, is based off of my 16 year old brother, whom at the time had just gotten his license. I calculated his DF one week after he received his license. I also calculated that each year of clean driving is a reduction of ~ 0.06 (0.057 to be exact) points.
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