[Jmac]

Originally Posted by inv4zn

That's easy enough to do, but how does the 'unlisted driver protection' fall into this? If I keep her off, and then the one time out of the blue she drives and crashes, do I just pay the $50 unlisted driver or am I in for a world of hurt?

It doesn't. Unlisted driver protection doesn't cover members of your household.

https://www.icbc.com/insurance/produ...rotection.aspx

Exclusions to Unlisted Driver Protection
Even if you have opted for Unlisted Driver Protection, it will not protect you from the financial consequence if any of these people cause a crash in your car, as they should be listed on your policy:

Household members or employees (of the principal driver, registered owner, or lessee if the vehicle is leased)
Anyone who has driven any of your vehicles more than 12 days in the last year.
Unlicensed drivers, and those who have already caused a crash in one of your vehicles in the last five years (from September 1, 2019), are also excluded.

Find out more about listing drivers.