Quote:
Originally Posted by CCA-Dave
Curious about the Hagerty restrictions you encountered?
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I can't find the e-mail where they sent me a list of restrictions, but basically, the gist of it was it could only be driven at certain hours of the day (WTF?!) couldn't exceed 'X' number of mileage in a given month or year, could only take it out to car meets and cruises twice a year (another WTF) and other odds and ends, and things like having to have the car parked with no car cover and all that jazz. The list goes on, particularly when it comes to what is actually covered, their definitions of "accident" and all that, I started to have second thoughts. I thought I was going crazy, but I phoned their care centre, and they confirmed to me everything I just listed (and then some.) After having learned all that, I decided the restrictions just weren't worth the savings as I wanted to have the ability to drive my car, rather than let it sit as a garage queen. I hope I'm really wrong about Hagerty as I've only heard great things about them, but the shopping experience here in Toronto was just awful. When compared to Intact, the difference was only $300, and I was allowed to drive the car however I liked.