|
If I recall correctly, your personal rate is determined by what cars you own, so it's factored in.
Again it's a private model so new drivers and people with tickets or problems pay out the nose... it's only perfect record longer term drivers who never do anything questionable (including amateur racing) that win in these scenarios...
I just know for myself it's super lame that to drive my 68 Mustang for example, I would have to go buy a day permit or 3 months insurance and plate it, etc... so inefficient and cumbersome... it should just be plated all the time and if I drive it, it's just part of my portfolio. UK does things this way as well. The cool side effect of it, particularly in the UK, is that the plates stay with the car when you sell it... so you can actually find your old car again years down the road by looking up the number plate.
Likewise in USA whenever you buy a car down there, the plates stay with the vehicle... obviously if you change states you gotta change plates, but I feel like it should be that way here too. Cut down on unnecessary transactions at autoplan agents where someone is turning plates in and cancelling their coverage and then someone else is getting brand new plates issued and buying coverage.
|