Quote:
Originally Posted by welfare
Even with southern Ontario's rampant level of insurance fraud, they still pay less than here.
|
Definitely true for some!
Here's what I've noticed living in Ontario:
Yes - experienced and accident free drivers will pay ~1200 instead of ~1800
No - inexperienced drivers will pay about double (3400 for my first N year in Richmond, 6400 in Markham)
No - ICBC will slap on a surcharge if you have a couple tickets, Ontario insurers will drop you and then you'll have to pay double/triple with Facility
No - ICBC won't drop you and send you to facility after an accident or two
No - Lexus/Toyota SUV drivers are being asked for $5000 deductibles because of the high theft rates
No - you'll likely lose your no accident discount after a not at fault accident.