Quote:
Originally Posted by Speed2K
This is incorrect, according to ICBC, the 12 days a year or less does not apply to household members. https://www.icbc.com/insurance/produ...rotection.aspx
"It's important to list household members, employees or others who will drive your car, as they are excluded from Unlisted Driver Protection. That means if they aren't listed on your policy and cause a crash in your car, the financial consequence could apply." |
So it also excludes situations like a medical emergency. But what about when you go out drinking with your buddies and you get your sober friend to drive you home. Do you have to list every possible designated driver you could use?
Seems to me this policy is encouraging more impaired driving.