Quote:
Originally Posted by CivicBlues
So it also excludes situations like a medical emergency. But what about when you go out drinking with your buddies and you get your sober friend to drive you home. Do you have to list every possible designated driver you could use?
Seems to me this policy is encouraging more impaired driving.
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How I interpret is if your drinking buddy drives you home and he’s not a member of the household and he hasn’t driven up to 12 times within the last 12 months And you have the Unlisted Driver Protection on your policy (free, if there are no unlisted driver claims), then he can drive your car.
If you go drinking every weekend (assuming more than 12 days) and it’s the same buddy driving your car, then you need to list him on there.