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Cuz if you hit my ass and I get fucked up, I’m pretty sure my expenses (and thus you’ll be liable) will be wayyy more than a million bucks.
You’re just playing the odds here man. If you hit a van full of people or even two moderately high income individuals and say they can’t work for a few years, you’ll be screwed.
Pain and suffering is capped now. But future loss of income as far as I know isn’t.
What’s the extra few million anyways ? 100-200 bucks a year ? Pennies for piece of mind. I always get 5 million.
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