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Originally Posted by Badhobz
Cuz if you hit my ass and I get fucked up, I’m pretty sure my expenses (and thus you’ll be liable) will be wayyy more than a million bucks.
You’re just playing the odds here man. If you hit a van full of people or even two moderately high income individuals and say they can’t work for a few years, you’ll be screwed.
Pain and suffering is capped now. But future loss of income as far as I know isn’t.
What’s the extra few million anyways ? 100-200 bucks a year ? Pennies for piece of mind. I always get 5 million.
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Unless you get hit by some succesfull business owner, good luck trying to sue anyone who works a regular job for millions, hundreds or even thousands.
Ambulance chasers always go after more money because money is readily available (ICBC). Or the 250-500k earners you talked about. But I wish them good luck trying to privately sue someone who underinsured himself and only had the basic 200k.
Also, doesn't ICBC has an underinsured protection if you get hit by exactly someone like this, who is underinsured?
Quote:
Originally Posted by Jmac
It's pretty easy for ICBC to find out who the primary driver is in an investigation. Almost impossible to verify whether a person drove your vehicle once that year and wasn't involved in a claim.
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How will they find out who the primary driver is? I find it just as impossible, unless maybe they introduce some sort of app tracking and entice people with extra discounts (Where they can see the frequently used route).