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Old 03-17-2020, 07:24 PM   #15420
RiceIntegraRS
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Quote:
Originally Posted by Tegra_Devil View Post
Has anyone looked into paying the penalty to get out of a 5yr Fixed mortgage, and renew the mortage under a lower rate if the interest rates tank hard like the states. I feel you would pay (depending on home value) like $5000 in penalties, but save over $15000 in interest payments on much lower rate fixed term.
u have to work out the calculator for that but yes. Im also looking to renew my mortgage under a lower rate. sad thing i just renewed my mortgage under a fixed rate 14 months ago thinking rates were on the upswing.
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