Quote:
Originally Posted by underscore
All trucks are considered commercial vehicles, hence the different plates and higher rates.
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That's not true at all. In what respect is a private truck treated as a commercial vehicle if it's just used for pleasure?
Just because it has a XX-ABCD plate? Lol. That means nothing.
It's just a rate class like anything else. Just means a lot of people in pickups get into accidents, or get them stolen, etc. etc.
Insuring your truck as a commercial vehicle is totally different. That's when you start getting into GVW's, CVIP, and all that stuff. and your premiums totally change.