[MarkyMark]

And that price is only with 2 million liability, and I didn't bother adding my wife because that would have been another $100 a year even though she might drive it once in a calendar year.

I have a hard time believing someone in my situation would be paying more in a different province. I get the arguments that private insurance can fuck you over if you're a shitty driver or if you have a modified vehicle but I'm over it, I'm a safe driver and my rates have consistently gone up over the last 6 years when I've owned the same vehicle and done nothing wrong.

People might think it's stupid to not pay for 5 million liability but at those prices I'm happy with a dash cam and my ability to not cause an at fault accident.