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I did the math: after 5 yrs of finance. I'm payment free.
Even if my payment is 700 a month, that's ~7k a yr.
after 5 yr, i do not have to pay a dime....If i keep it for 10 yrs, and i keep saving / banking the payment, there is no way i'm fixing my car in yr 6,7,8,9,10 at 7k per year.
With cars nowadays 10 yr old car are fine in technology.. i don't need to crazy features.
i only need bluetooth and GPS (but meh, apple / google can plug in now) so i decided to finance.
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