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Old 07-06-2020, 01:00 AM   #1
Simplex123
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Help Me Find a Daily Lease For Work

Recently self-employed and will driving between Richmond and Downtown a ton so I am intrigued by the idea of leasing a vehicle. I definitely don't want to be jumping all through Vancouver and into Downtown with the E46 M3 for various reasons (VI, wasted km's, gas, trunk space).

I have two parts to consider..

1. The vehicle

I'd like something that:
- has room to haul stuff (either hatchback/fastback with hatch)
- fun around town but still relatively comfortable
- preferably 6spd
- not too ridiculous on gas
- Android Auto
- would prefer a shorter lease - under 40 months preferably

The GTI/Civic HB (and of course Golf R/CTR) comes to mind immediately but I am open to others. How would you guys compare them for my use case? GTI would be more mature whereas Civic comes off as more boy racer. I don't have to go see clients per se so it's not a huge factor.
Does anyone have a considerable amount of seat time in both and can chime in?


2. Budget and Feasibility

Budget: unsure. In what case would it make sense to get a lease with a monthly cost of $4-500 vs $800+?

Since I just started my self-employment, how would it affect me getting a lease? Would I just need a larger downpayment (if so how much am I looking at)?
I understand that a lease is tax-deductible and the max is $800/m. I'm estimating my business use is approximately 70-80% as I will still be insuring my M3 (for the time being - at least until winter).
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'00 Honda Accord V6 [sold]
'95 BMW 325i Cabriolet [RIP]
'03 VW Jetta 1.8T [RIP]
'06 BMW 330i [RIP]

'02 BMW M3
'99 Honda Civic SIR [sold]
'19 Civic Type R[sold]
'22 MINI Cooper SE
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Last edited by Simplex123; 07-06-2020 at 01:19 AM.
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