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Drive both - I am very confident you'll end up with a GTI since you like the German feel (heavier steering, different seating position, sportier) compared to a Civic. If you are looking at new cars under warranty, I think any difference in reliability is moot - it's not like you are keeping it for 10+ years.
If you want to try a cheaper option, you might try driving a Mazda 3 hatch. It's not going to be as fast as a GTI but a lot cheaper and I really enjoy ours with the 2.5 GT package.
-Mark
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I'm old now - boring street cars and sweet race cars.
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