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If you do a lot of city commutes, many of my wife's colleagues drive some form of Hybrid or pure BEV. This cuts significant portion of commuting cost. And if you go with BEV or PHEV, you can even receive the full $8000 subsidy when leasing 3+ years, cutting your cost even further.
You already have a fun car (M3), a boring car that'd get you from A-B reliably and cheaply would be my main focus if I were you. Or if you go something like a Tesla... fun/cost efficient can co-exist.
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Nothing for now
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