Quote:
Originally Posted by SSM_DC5
I'm in a similar situation as you. Just renewed yesterday on a truck that sits most of the time until needed for move large items. Insurance went up about $350 for the year and it was majority due to the 3rd party liability. Putting day permits would have been cheaper in the long run, but the truck is parked on public roads when not in use.
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Leave basic 3rd party liability.
No fault insurance switch next year + the underinsured 1 mil other drivers have if the at fault driver doesn't have enough (basic 200k).
Unless I'm missing something