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Old 07-19-2020, 09:59 PM   #16062
underscore
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It's not really the same as normal subject to finance so that's probably a bad term to use but the buyer is banking on selling their current place for a certain value. Maybe I'm thinking of a situation that doesn't exist, but hopefully it makes more sense with numbers?

Say the buyers are offering $1M for a house, subject to the sale of their current condo. They're expecting to sell the condo for $500k, and expecting to land at $250k in total equity after fees etc. They're approved for a mortgage for the other $750k.

Except they don't get the $500k they expect for the condo, they only get $450k for whatever reason, so now when you add everything up they're at $950k total/$50k short. Now they're back to needing to get another $50k worth of financing. Now what happens?
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