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Leasing is pretty much paying for the depreciation of the vehicle.
Think of the residual as the downpayment that you don't pay right now but will be in the future.
Financing is you taking on the entire amount right from the start, thus the tax on the entire price.
why don't you just lease short term. Shortest term possible. Don't fixate on how much the truck is. focus on monthly payments, lower that and you are golden.
It's very simple. At the end of the day, you are trying to minimize how much you need to pay to use the truck right? that's why you are comparing buying out and selling the truck, why do all that?
Just focus on the monthly payment on the shortest term
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