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Old 11-25-2020, 07:49 PM   #16828
hud 91gt
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My fee is 12k. I’m working on renewing mine. With my rate of 3.04 and going to 1.74 I come out a little ahead.

Current plan is to pay of 20% of the mortgage before year end, then beg, borrow steal another 20% early January to knock that fee way down. Refinance and get all that money back. Works for me because the banks gave me an absolutely stupid line of credit over the summer which I keep on hand.

All this hassle and I come out way ahead. Worth it? That’s up to you. Lol.
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