In case you haven't heard about it yet, HSBC is having a crazy 0.99% variable rate for high ratio insured mortgages, among a number of other pretty low rate offers:
https://www.ratespy.com/sub-1-mortga...nada-120317070
- 1.39% on a 5-year fixed for high-ratio purchases (record low)
- 1.59% on a 5-year fixed for uninsured purchases and switches (record low)
- 1.64% on a 5-year fixed for refinances (record low)
- 1.29% on a 5-year variable for uninsured purchases and switches
- 1.34% on a 5-year variable for refinances
Gonna give my mortgage dude a call now to see if I can re-negotiate.