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$500 is pretty much the going rate for an inspection of a detached house.
They're useful to have as a second/third set of eyes for a property, but really, their recommendations should be taken with a grain of salt. They will tend to inflate the severity of issues because they are concerned about their own liability. In our case, we used the inspector's report to reduce our agreed price to take into account the cost of re-piping the house.
When you walk into a home, you should have a pretty good idea whether it's a solid home or not. Does it smell? Does it lean? A home inspector is not going to tell you about major flaws that already are not apparent when you view the property.
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