Quote:
Originally Posted by BIC_BAWS
Transfer form had no effect on accident payout. It is supposedly based on current market price. However, current market price is 28K and the lowest mileage at that price point is 177K km. My car had 150K km, 6MT, coupe. They used a white SMG coupe as a comparable. I have a full list of comparables with PDF copies and Excel worksheets that I used for evidence. It did not work. It didn't change a thing. I can upload said comparables to a Google Drive if anyone is interested.
Their initial offer was $9K, which I told him to fuck off and check himself. Next offer was $21K, at which point I was gathering and submitting evidence. They said we can go to arbitration. I didnt because of life circumstances. I'm still dealing with accident pain to this day.
Six months later, they threatened me with storage fees. So I got paid out $21K + tax for the car. I purchased for 17K. Buyback was $6500. I came out on top, but not enough to buy a comparable M3.
They defs wasn't generous. I'll attach pics here later of damage.
|
Did the adjuster argue with you that the SMG was a more expensive option, so your 6MT "at a lower trim" should be at a lower payout?
Same thing happened with my EVO X, at the time, there were no GSR/5MT for sale locally, there were a few EVO MR with the SST, the adjuster was like.. look EVEN THE SST EVO is only asking for $17K, you have a GSR with no sunroof, no hifi audio, no leather seats and 5MT, the max we can do is 14K...
I was like you fucking kidding? Anyone who shops for the EVO X
- doesnt want the sunroof (since you loose the aluminum roof)
- doesnt care about leather seats
- doesnt want the extra bulk/weight of the crappy sound system anyways
- doesnt want the SST that doesnt hold torque
I also compiled a huge excel sheet of links of EVO X gsr VS mr prices across Canada (with screen shots as listing get deleted after cars get sold, but i stuck to dealership more since I told adjuster he is welcome to call up the dealership and ask the final transaction price), which felt like did jack shit as they were ignored by my adjuster (reason = different region have vastly different automotive sales climate, we can only pull from our local market for comparison) when all there was like 3 EVOs (all mr) being sold locally.... yea... okay...
A quick letter from my lawyer (which was recommended to me by a fellow RS) member and the offer came back closer to 18K (I was stuck at 14K for 8 month at that point). Still less than what my GSR wouldve sold for, but god was an awful experience....
You can say I eventually came out on top with the my inquiry claim, but thats different, at this point I understand I will never be 100% from before the accident. And even then it was an up hill battle, we took ICBC to court for my personal injury claim.... fudge...