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Hire an arborist, they will provide a report on whether the tree should be removed or not. Provide the proposed development site plan so that the Arborist can assess if the tree will be at risk due to the adjacent hardscape or building.

If the arborist deems the tree as healthy and worth saving, and you continue to proceed with the development permit, then most likely the City will set a covenant on title to ensure the tree is maintained.

On the other hand, if the arborist deems the tree should be removed, then the City will mostly require security to ensure trees are replanted (usually 1:2 ratio) or use the money to plant new off-site trees.