Quote:
Originally Posted by westopher
Do you have more savings you’d put into the down payment? That just seems very tight to me.
We have about 300k equity in our condo. Our household income is just shy of 200k. No day care, no debt, no kids. We are trying to save quite aggressively as this income is pretty new to us, and money was tight before.
I couldn’t imagine taking on more than a 5-600k mortgage, but I’m pretty risk averse, also we like to take lots of trips over the course of a year, albeit small ones. Budgeting tightly like that is really scary to me, as things pop up, people move jobs, need time off for a multitude of reasons. I understand peoples priorities are different however, but I just can’t make those sacrifices for an address without a unit number in front of it. If we worked from home, or could I think my thinking would be different.
|
Ya it's tight if you take that damn multiple vacations per year or use a substantial amount for fun per year.
You can't be fucking greedy... I want the best damn location, I want a single house, I want to have fun, I don't want to have kids, and I want to live in Vancouver, of course it's a tight budget if you want to have everything...