Quote:
Originally Posted by v_tec
A Boxter S comes with a MSRP of $84k, but if PDK is another $3660...does that mean I'm over the $85k limit? Or would PDK be viewed as an add-on option like paint & audio etc?
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I would expect that's not covered as it's based on the MSRP of the car you're renting.
So I talked to my ICBC broker and he says ICBC won't cover a rental at this price (I've written into ICBC to double confirm). And neither the Infinite or World Elite plans cover cars this expensive and I've gone and checked with a few online insurance companies (Tugo, Belair Direct, Intact) and none of them will cover cars this expensive (they mostly cap out at $50k). BCAA also doesn't offer any coverage for these situations. AmEx Platinum only covers to somewhere around $85-100k.
So how are people insuring these cars in BC if they're renting them? Are they just praying that they won't get in an accident? I'm really interested in how people are dealing with this - I'd happily pay $100-150/day in insurance to rent a Porsche for a couple days but I'm not going to sign up without any insurance (and I believe technically you must be insured by law).
Seems Porsche is doing the hand wavy thing of "It's on you and none of our business" for BC drivers. That or someone tell me something I don't understand about rental car insurance.