Quote:
Originally Posted by westopher
They do. Fucking ABSURDLY expensive though. Comprehensive on my e30 was higher than full coverage from ICBC by like 60%.
Would have made my $1500/year insurance closer to 3k
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Hagerty let’s you choose how much you get for your classic if it’s written off though and it’s not disputable, unlike ICBC which goes with market price.
Also, I thought this too... BUT, if you have more than 1 collector plate car, Hagerty adds them to your policy for a only a fractional amount since I guess they realize you can’t drive more than 1 car at once... so for example when I looked at my MR2 the Hagerty optional coverage at a $35,000 replacement was like $1,100 whereas it’s only ~$300 on my collector plates, but no way ICBC is going to pay me out $35k+ for that car and when I added my Mustang and Prelude in, it only went up to like $1400 so they were charging only a hundred bucks or so for each additional car.
So it does have its usefulness that way. I haven’t done it yet but I’m considering it.