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Old 05-30-2021, 09:58 PM   #18653
hotjoint
Willing to sell a family member for a few minutes on RS
 
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Join Date: Feb 2005
Location: Surrey
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Quote:
Originally Posted by PeanutButter View Post
I don't know the stats, but I would say budgeting is not very common place.

I live pay-cheque to pay-cheque, in the sense that whenever I get paid, the entire amount is allocated to various accounts.

50% Joint
15% Personal savings
15% Investments
10% Emergency fund
10% Entertainment/vacation fund

What do you couples do? Do you pay expenses separately, do you put all the money into one joint account, do you go 50/50 like we do? Just curious
We mostly do 50/50 or it's 60/40 me paying more because I make more. We just put bill money into our joint account and pay it when the time comes. I do all the budgeting because she sucks with money haha. We have our own bank accounts that we keep our own savings in. When we go out and eat, I'll pay then she'll pay next time. We never question each other when we spend money on ourselves. It's pretty equal and fair for the both of us. I'm pretty hardcore when it comes to saving and budgeting. I have an excel spreadsheet that I use to track spending/savings/investments etc.. I know what I'm worth down to the penny
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