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Wife makes about 80% of my salary. We have separate accounts and a joint account for our mortgage. I have the majority of the financial knowledge between the 2 of us but we are both pretty frugal and we talk to each other about all purchases so we’ve never felt the need to combine our accounts. We pay expenses like taxes/insurance/utilities according to whom it’s more convenient for (ie. who’s email we used to register online or for reminders). She knows my financial assets, and I know hers. We have a HELOC through her bank, so we just manage it through her.
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