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I just renewed my 04 Silverado 2500HD. $1104 with $2mil liability, $500 collision and $300 comp deductibles. It's about $500 cheaper.
The third party liability and the base both decreased about $200. The $2mil 3rd party liability is just $42 now. I guess if they are paying out less in injuries there's no need to collect all the excess money.
On the other had an agent once told me if I had third party liability on one car I didn't need on my other cars. No agent had confirmed this since then.
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