Quote:
Originally Posted by Hondaracer
Scotia hounding us to renew our mortgage as we are within the last 5 months of a 5 year fixed
They are offering 5 year variable at 1.2 and 5 year fixed at 2.1
What do you guys think about early renewals? No penalties as we would be staying with Scotia however I haven’t been thrilled with their service and we have a bit of a visibility problem with both the mortgage and HELOC as we don’t bank with them.
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Tell them bank x and broker y offered you another 0.2% lower to jump ship, then get them to match it
Thats how i get my lowest rates, they just fold
Ps, in the same boat for next year, but its rbc, the "mortgage specialists" are all hellowwww yeesss nicce too meett youuu.
And then when the deal is done, and you ask them a question, they provide the rbc hotline number