View Single Post
Old 07-27-2021, 12:02 PM   #18928
supafamous
RS has made me the bitter person i am today!
 
Join Date: Mar 2011
Location: Vancouver
Posts: 4,867
Thanked 5,633 Times in 2,276 Posts
Failed 123 Times in 58 Posts
Quote:
Originally Posted by Tapioca View Post
Variable rate mortgages also don't penalize you as much to break them compared to fixed rate mortgages. The interest rate differential calculation can be very significant t if you're forced to break a mortgage early in your fixed term.
Great point. it's just 3 months interest (at these rates that's dirt cheap) if you break a variable so if you have any plans at all of selling/moving during your mortgage then variable is 100% the way to go.
__________________
Current: 2019 Acura RDX
Gone: 2007 Acura TSX, 2008 Mazda 3 GT, 2003 Mazda Miata LS, 2008 Mazda Miata GT PRHT, 2003 Mazda Protege 5
supafamous is offline   Reply With Quote
This post thanked by: