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Originally Posted by xxxrsxxx
thanks for the input guys! Yes, we talk to our insurance and they are able to find companies to insure us but yes, close to $100 extra/month. I'll probably have to get some quotes to understand how much to change the domestic piping.
As for the in floor radiant heating, electric baseboards is one way to go. I randomly called up a company and they suggested a heat pump, that way, you get heat in the winter and A/C in the summer.
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given the trend of our summers, a heat pump option isn't a bad idea either.