Quote:
Originally Posted by PeanutButter
I don't believe in giving the government any more money then they already have. They are so inefficient with their spending, I would rather have the money myself.
It's like CPP. For savvy investors, paying into CPP is not a good deal. I would love the option to opt out of CPP and invest the money myself.
Likewise, with the grant, I would rather use that money myself than give that money to my local municipality who would surely spend it recklessly.
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While you're correct, the idea of the CPP is that it's a societal safety net for everyone - and let's be honest, the vast majority of the population are not "savvy investors". A large number of people who think they are however, will opt-out, and then be completely fucked when they reach 65 and we'll be facing much bigger issues.
Think of it like you (or your employer now I guess) paying for MSP premiums even if you don't need the care. It's socialism, yes, but it's important.