Quote:
Originally Posted by donk.
On topic of interest rates:
A few pages back people renewing around 1.2 for variable.
Being offered with 1.4 over the phone with TD for variable thru a mortgage broker.
Used RBC in the past, their mortgage brokers are your friend until you sign the papers and then they ghost, so looking to jump ship.
Now that I've said this, rbc will call me, I bet they will offer me a low variable rate and il have a hard time saying no to
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The banks will try to get your business, even if it's offering 0.01% lower than the competitor. I ended up with TD @ 1.20; however, HSBC offered 1.19 and CIBC 1.18 after a few rounds of back and forth. There were other clauses with HSBC & CIBC that I didn't like, so I didn't go with them in the end.