Sorry, I just noticed this thread.
We frequently buy vehicles from clients with active liens. If it's a Big 5 bank, what we do is we will get the total lien payout amount. If there is equity for the seller, we will prepare two bank drafts - one for the seller's equity and another for the lien amount.
We will then go together to the big 5 bank to pay off the lien in person. As a dealer we aren't so worried about the lien getting cleared in real-time. On average it takes 5-10 business days depending on the bank.
For manufacturer liens like BMW, Honda, Toyota etc - we actually courier the draft to their Financial Services address - usually out East. We will go with the seller to the courier office together if they need that peace of mind.
Inevitably as a dealer, we also want the lien to clear as we can't re-sell the vehicle with an active lien on it.
Wish I could have helped earlier sorry! Did you end up selling your Prime? If not, feel free to reach out to me at
kevin@dealershift.ca and we can come to you to appraise the vehicle!
Kev