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Old 05-06-2022, 06:02 AM   #4725
sdubfid
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Quote:
Originally Posted by Hehe View Post
Nothing needs to be taught... just the policies need to be promoting long lasting improvements.

If someone needs a clean place to stay so he/she can clean up and get a job, gov't should do like capsule hotels like in Japan so they can have a base for a fresh start.

If someone has disability/other problems that makes it hard to find a job, gov't should organize programs that require basic skills with subsidize wage. This way, the person can either become better at that job and grow into something else, or if everything fails, have a dignified living that he/she is working to maintain themselves.

For those who can't work at all, provide basic housing (again, capsule hotel?) with some basic support assuming they can meet certain requirements (stay sober, drug free, learning opportunities that give them educational credits... etc)

Again... nothing out of the ordinary and just throwing ideas. The concept is simple, just provide incentives or assistance for private/public sector to get these people in need back on track with life. Let them understand nothing is free in life. They are free to choose the lifestyle they live in, but if they want gov't assistance, they need to get on a program that either improves them or makes sure they stay out of trouble.

Right now, we are basically just giving out money with no expectation for any improvement from them. This has to change. For the better of themselves and society.
I agree with the teach to fish not give them fish analogy. But it won’t happen because of lazy human nature. The majority is going to vote for who gives them the most free stuff without realizing that it’s an overall loss to them. Look back to when COVID first started. It was less than 1 week before people were asking for handouts and the government started opening the taps. Look where that got us with massive inflation. This is the reason not everyone is a millionaire with a six pack. We aren’t taught basic finance in school. School is just prepping you to become a corporate slave for 40 years to feed the government.

I disagree that the real estate market is where it is at due to flipping. I think the root cause is due to lax financing rules. I am single income and banks will give me millions of dollars. This is not good but I am going to make the most of it, if it’s being offered to me. As an example if you bought a house for 500k (5% down 25k) and it increased to 1 million. You can then refinance and take out ~$325,000. You can then buy 3 more $500,000 homes with 20% down in lower cost cities. So effectively you now own 4 homes all for $25,000.
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