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I think it's more about your cash flow now if shit hits the fan let's say, do you have that $1000 -$2000 extra to survive a month. How much savings do you have? Extra $2000 a month is $24000 a year. Do you have that in the bank. Or available somewhere. But if that does happen I'm sure a lot of people will be taken out before you and our economy is fucked by then. I'm 100% sure people are cutting back on spending already just with fuel prices, if you think housing costs, mortgage going up ppl aren't gonna past that on on renters? Everyone will suffer.
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