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So I used to work with this old hippy landscaper who had a scenario I think where the tax bracket thing came into play. It really only hurts you if you make a lot of money but make a low wage, and you’re making that big annual income through working OT etc.
I can’t remember the exact figures but the guy was making like $25 an hour. But he worked so much (sometimes like 100 hour weeks Apperently) that he was touching 100k annually making $25 an hour. He said he finally started using an accountant and the accountant told him some of these pay cheques basically amount to making $6-7 an hour because he’s working soooo much at such a low wage, your time becomes increasingly less valuable
As opposed to someone working 40 hours a week who goes from making $35 an hour to $45 an hour, yes you will be getting taxed more, but you’re also going to be taking more money home regardless of the bracket
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