Quote:
Originally Posted by ilvtofu
Thing is even if I had no coverage I should be covered since I'm not at fault in this case. Shouldn't be my responsibility to cover the difference in a not at fault situation. Should I not be able to go after the at-fault party to make up the difference? (in any other system)
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You might want to look up the rules for no fault insurance now.
All your coverage comes out of your own coverage now. Whether you’re at fault or not just changes whether you’re penalized or not.
It used to be if you had no collision coverage and it was the other persons fault, they still paid your repairs. Not anymore. Even if it’s not your fault you’re pooched if you don’t have your own coverage.