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You can be hit by a bus tomorrow and never enjoy your money in the bank. You could get a terminal disease and expire at age 40. You can get arthritis, back problems, dementia and can't do anything active after you finally retire in your 60s.
Of course none if this might happen, but if you spend your 20s, 30s, and 40s chasing/obsessing over money and not stopping to smell the roses, you will regret it. Not only because you didn't enjoy yourself but because you won't have a personality in your 50s.
Like everything in life. Balance. Don't spend more than you earn. Save for 3 months expenses or more if you can. Enjoy your youth and good health because you only get one go at it.
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