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Old 02-23-2023, 12:14 PM   #25073
supafamous
RS has made me the bitter person i am today!
 
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Quote:
Originally Posted by Gerbs View Post
Speaking of tax incentivized saving accounts.

Do you guys think TFSA will be nerfed sometime in the future? A lot of peeps have $88 - 150K into their TFSA now over the last 10 years. At $150K @ 5-8%, that's almost $7,500 - 12,000 in tax free income. Seems like the only way to get ahead nowadays!
I think the horse is out of the barn now and it'll be very hard to get rid of but they could stop indexing the contribution limit so it doesn't keep growing. I use my TFSA but it's really a huge giveaway to the upper-middle class - no one in the working class can afford to use it - and it's going to cost the gov't billions in tax revenue down the road which they'll recoup by taxing us in other ways.
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